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We all need a little help navigating life's financial challenges - both old and new.
Who We Are
Financial Education Shouldn’t Feel out of Reach
At Scorology, we believe financial guidance shouldn’t feel out of reach. Our mission is to make complex money matters simple, practical, and empowering — delivered with real-world examples, clear language, and a people-first approach.
We stand on strong company values: trust, transparency, and kindness. These principles guide every interaction, every service, and every solution we provide. By leading with integrity and compassion, we create a space where individuals, families, and business owners feel supported in taking control of their financial future.
Scorology is more than a service — we are a financial navigation system. Through our four pillars — Financial Coaching, Financial Health, Capital Access, and Digital Marketing — we help consumers build financial confidence, business owners secure capital for growth, and professionals generate opportunities through smart marketing systems.
Knowledge is everywhere, but true progress comes from understanding and action. At Scorology, we bridge that gap, guiding you toward financial wellness, protection, business growth, and long-term freedom.
Affordable
Save thousands compared to traditional financial consulting fees
Accessible
Get education and support on your terms, whenever you need it.
Accountable
Build plans tailored to your unique needs to Covers all aspects of your financial life
Don't Wait Another Day To Take Charge Of Your Financial Future.
Join Scorology & Start Building The Life You Deserve.
Problems
Key Financial Choices We Help Consumers Make.
Money Management
- Are you struggling to make sense of your monthly finances?
- Do you wonder where your money goes — and why it’s so hard to stay ahead?
- Is financial confusion holding you back from building real wealth?
Savings
Goals
- Are you finding it difficult to save consistently, even when you want to?
- Do you dream of building an emergency fund, but life keeps getting in the way?
- Are future goals like homeownership, education, or travel feeling out of reach?
Spending
Habits
- Are your spending habits causing more stress than satisfaction?
- Do you experience guilt after shopping, but feel stuck in the cycle?
- Have you noticed how small, everyday purchases are quietly building into larger debt?
Long-Term Planning
- Are you worried you’re falling behind on retirement savings?
- Do you feel unsure where to start when planning for your financial future?
- Are you questioning whether you’re on the right path — and wishing for a trusted guide to help you map it out?
Stay In The Know!
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How Scorology Helps You Move Forward
We don’t just highlight financial challenges — we provide real, actionable solutions to help you regain control, build security, and create a brighter future.
Money Management
Comprehensive Financial Assessment
We help you understand exactly where your money is going between paychecks. Our full financial review covers your income, assets, investments, liabilities, debt, and retirement accounts — giving you a clear picture and a fresh starting point.
Savings Optimization
Emergency Fund Strategy
Life is unpredictable. We'll help you design a simple, sustainable plan to build 3 to 6 months' worth of savings — empowering you to handle life's surprises without derailing your future goals.
Spending Control
Monthly Budget & Expense Management
Take charge of your spending with an easy-to-use budgeting system tailored to your real-world lifestyle.
Debt Burn-Down Plan
We create a personalized strategy to reduce your debt faster, saving you time, money, and stress.
Debt Interest Reduction Support
Learn how to pay down debt on your terms, with smart payment strategies designed to minimize costly interest charges.
Long-Term Planning
Retirement Readiness Review
Gain peace of mind with an in-depth analysis of your retirement plans. We'll help you ensure your family, your savings, and your legacy are well-protected — even in uncertain markets.
Frequently Asked Questions
Got Questions? We’ve Got Answers.
Who is Scorology?
Scorology is a financial education and consulting company focused on empowering individuals with practical tools, credit strategies, and personalized financial guidance. We believe financial literacy should be accessible, transparent, and actionable — not overwhelming.
What services does Scorology offer?
We currently offer three core services:
Financial Compass: A personal financial blueprint featuring money management, savings planning, spending control, debt strategies, and retirement insights.
Healthy Start: Our credit education program designed to help you build a strong financial foundation through expert guidance and mobile-friendly tools.
Healthy Start Pro: Our advanced credit restoration and monitoring solution, combining FTC-compliant processes, personalized dispute services, and professional-grade credit monitoring through IDIQ SecurePreferred.
How does Free Consultation work?
Your Free Consultation is a no-pressure, friendly conversation with one of our consultants. We listen to your goals, evaluate your financial situation, and recommend clear next steps based on your needs — without any obligation.
Who can benefit from Scorology’s services?
Scorology is built for everyday individuals and families who want real-world, easy-to-understand financial education, credit improvement strategies, and a plan for long-term success — no matter where they’re starting from.
What makes Scorology different from other financial or credit companies?
We lead with education first. Our approach is client-centered, transparent, and rooted in Christian values of trust, kindness, and respect. We focus on equipping you with knowledge and tools — not selling products — so you can make informed financial decisions with confidence.
What is included with Healthy Start?
Healthy Start includes self-serving personalized credit education and monitoring, real-world credit building tools, access to an easy-to-use mobile OS and Android friendly IDIQ CreditScoreIQ app, and navigated TFC-compliant dispute guidance from industry experts. It’s designed to help you strengthen your credit profile in a way that fits your lifestyle on your own time.
What is included with Healthy Start Pro?
Healthy Start Pro includes consultant based managed credit education, custom credit building and rebuilding services, IDIQ SecurePreferred credit and dark web monitoring (included), Personalized credit file review and analysis, FTC-compliant managed dispute process, and Monthly file reviews and analysis updates.
How much do Scorology services cost?
We believe in transparent pricing with no hidden fees. During your Free Consultation, we’ll walk you through your options, costs, and any refund policies so you know exactly what to expect before starting.
- Financial Compass Consulting Services: Consulting services provided under Financial Compass are charged at an agreed-upon hourly rate of $175. The rate will be communicated and confirmed at the conclusion of the consultation. This ensures full transparency and clarity regarding costs before any services are rendered. All fees are billed based on the actual time spent providing consulting services, with detailed invoices provided upon request.
- Healthy Start, $39.99 per Adult. No hassle cancel policy. Amounts presented are based on monthly automatic subscription cost defined by the app service provider.
- Healthy Start Pro, priced at $200 for 1 Adult and $300 for 2 Adults, with a no-hassle cancellation policy. These amounts represent the monthly automatic invoiced service cost. Payment for services is due upon the initiation of services, which is defined as the successful enrollment in credit monitoring and the presentation of the initial credit data analysis.
-- Invoicing is recurring on a monthly basis, and you can cancel your subscription at any time without hassle.
-- Please note that all charges are final upon successful enrollment and service commencement, which includes activation of your monitoring services and the provision of your initial credit file review.
Is my information secure with Scorology?
Yes. We take your privacy and security seriously. All client data is protected through secure portals, encrypted communications, and strict confidentiality policies.
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